---
title: "Australia crypto tax calculator (2026-27)"
canonical: https://flicker.finance/calculators/crypto-tax/australia
---

# Australia crypto tax calculator (2026-27)

**A A$10,000.00 crypto gain on A$90,000 of taxable income costs A$3,200.00 in Australia if sold within 12 months, and A$1,600.00 if held longer (2026-27), Medicare levy included.**

Tax on a crypto sale in Australia for 2026-27: the gain is added to taxable income, 50.0% of it comes off after 12 months, and the 2.0% Medicare levy applies.

## Formula

```text
gain            = sale proceeds − cost base (purchase price + fees)
discount        = held 12 months or more: 50.0% of the gain comes off
income tax      = resident tax on (income + taxed gain) − resident tax on income, each after the low income tax offset
Medicare levy   = 2.0% of taxable income, nothing up to A$28,011, 10.0% of the excess just above it
```

## Tax on a crypto gain by taxable income, 2026-27

| Taxable income | A$10,000 gain, held a year or less | A$10,000 gain, held more than a year | A$50,000 gain, held a year or less | A$50,000 gain, held more than a year |
| --- | --- | --- | --- | --- |
| A$20,000 | A$1,268.90 | A$320.00 | A$12,920.00 | A$4,595.00 |
| A$30,000 | A$2,226.10 | A$1,250.00 | A$14,851.10 | A$6,676.10 |
| A$45,000 | A$3,350.00 | A$1,675.00 | A$16,325.00 | A$8,325.00 |
| A$90,000 | A$3,200.00 | A$1,600.00 | A$16,350.00 | A$8,000.00 |
| A$150,000 | A$3,900.00 | A$1,950.00 | A$20,300.00 | A$9,750.00 |
| A$250,000 | A$4,700.00 | A$2,350.00 | A$23,500.00 | A$11,750.00 |

Tax year 2026-27. Source: [ATO](https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents), rates checked October 17, 2026.

A coin bought on January 15, 2026 gets the discount if sold from January 16, 2027. The low income tax offset is A$700 up to A$37,500 of taxable income and tapers off above it. Resident rates for a full-year resident; the Medicare levy surcharge and family thresholds are not included.

Interactive calculator: https://flicker.finance/calculators/crypto-tax/australia

_Figures computed by the calculator's own math; content checked October 21, 2026. An estimate for one sale, not tax advice._

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