---
title: "Germany crypto tax calculator (2026)"
canonical: https://flicker.finance/calculators/crypto-tax/germany
---

# Germany crypto tax calculator (2026)

**A €10,000.00 crypto gain on €50,000 of taxable income costs €3,685.00 in Germany if sold within a year, and €0.00 if held more than a year (2026).**

German tax on a crypto sale for 2026: tax-free after a year, taxed as income before that, and tax-free under the €1,000 Freigrenze.

## Formula

```text
gain                 = sale proceeds − cost basis (purchase price + fees)
held more than a year = tax 0 (§23 EStG)
gain under €1,000     = tax 0; at €1,000 or more the whole gain is taxed (Freigrenze)
tax                  = income tax(income + gain) − income tax(income) + solidarity surcharge(income + gain) − solidarity surcharge(income)
```

## Tax on a crypto gain sold within a year, by taxable income, 2026

| Taxable income | Tax on a €999 gain | Tax on a €1,000 gain | Tax on a €10,000 gain | Tax on a €50,000 gain |
| --- | --- | --- | --- | --- |
| €15,000 | €0.00 | €198.00 | €2,415.00 | €15,770.00 |
| €30,000 | €0.00 | €283.00 | €2,992.00 | €18,498.56 |
| €50,000 | €0.00 | €353.00 | €3,685.00 | €21,567.16 |
| €80,000 | €0.00 | €469.98 | €4,699.80 | €23,138.96 |
| €150,000 | €0.00 | €443.10 | €4,431.00 | €22,155.00 |
| €300,000 | €0.00 | €474.75 | €4,747.50 | €23,737.50 |

Tax year 2026. Source: [§32a and §23 EStG](https://www.gesetze-im-internet.de/estg/__32a.html), rates checked October 17, 2026.

Held more than a year, every gain in the table is taxed €0.00. A coin bought on January 15, 2026 can be sold tax-free from January 16, 2027. Income tax runs up to 45.0% plus the solidarity surcharge; church tax is not included.

Interactive calculator: https://flicker.finance/calculators/crypto-tax/germany

_Figures computed by the calculator's own math; content checked October 17, 2026. An estimate for one sale, not tax advice._

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