---
title: "India crypto tax calculator, tax year 2026-27"
canonical: https://flicker.finance/calculators/crypto-tax/india
---

# India crypto tax calculator, tax year 2026-27

**A ₹500,000.00 crypto gain costs ₹156,000.00 in tax in India, 31.2% of the gain, whatever your income below ₹5,000,000 (tax year 2026-27).**

Tax on a crypto sale in India for tax year 2026-27: a flat 30.0% plus 4.0% cess on the gain, and a surcharge on high incomes.

## Formula

```text
gain       = sale proceeds − cost of acquisition (no other deduction; whether a fee paid to buy counts toward that cost is unsettled)
tax        = gain × 30.0%
surcharge  = on the tax once total income passes ₹5,000,000, with marginal relief
cess       = 4.0% of tax plus surcharge
```

## Tax on a crypto gain by taxable income, tax year 2026-27

| Taxable income | Tax on a ₹100,000 gain | Tax on a ₹500,000 gain | Tax on a ₹2,500,000 gain |
| --- | --- | --- | --- |
| ₹500,000 | ₹31,200.00 | ₹156,000.00 | ₹785,200.00 |
| ₹1,500,000 | ₹31,200.00 | ₹156,000.00 | ₹780,000.00 |
| ₹4,500,000 | ₹31,200.00 | ₹156,000.00 | ₹954,720.00 |
| ₹12,000,000 | ₹35,880.00 | ₹179,400.00 | ₹897,000.00 |
| ₹25,000,000 | ₹39,000.00 | ₹195,000.00 | ₹975,000.00 |

Tax year 2026-27. Source: [Income-tax Act, 2025](https://www.indiabudget.gov.in/doc/memo.pdf), rates checked October 17, 2026.

Section 115BBH of the 1961 Act, carried into the Income-tax Act, 2025, sets the flat rate. Surcharge tiers: 10.0% above ₹5,000,000, 15.0% above ₹10,000,000, 25.0% above ₹20,000,000. How long you held the coin changes nothing, and a crypto loss cannot be set off against any other income.

Interactive calculator: https://flicker.finance/calculators/crypto-tax/india

_Figures computed by the calculator's own math; content checked October 17, 2026. An estimate for one sale, not tax advice._

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