---
title: "US crypto tax calculator (2026)"
canonical: https://flicker.finance/calculators/crypto-tax/us
---

# US crypto tax calculator (2026)

**A $10,000.00 crypto gain on $80,000 of other income costs $2,200.00 in federal tax if sold within a year, or $1,500.00 if held more than a year (2026), for a single filer after the $16,100 standard deduction.**

Federal tax on a crypto sale in the US for 2026: ordinary rates if held a year or less, 0.0%, 15.0%, and 20.0% after that, with the long-term date.

## Formula

```text
gain            = sale proceeds − cost basis (purchase price + fees)
taxable income  = other income − $16,100 standard deduction (single)
short-term      = gain taxed at the ordinary rates of the bands it reaches, 10.0% to 37.0%
long-term       = gain taxed at 0.0%, 15.0%, and 20.0% by where it lands in taxable income
NIIT            = if income + gain is above $200,000 (single), 3.8% on the smaller of the gain and that excess
```

## Federal tax on a crypto gain by other income, 2026 (filing single)

| Other income | $10,000 gain, held a year or less | $10,000 gain, held more than a year | $50,000 gain, held a year or less | $50,000 gain, held more than a year |
| --- | --- | --- | --- | --- |
| $30,000 | $1,200.00 | $0.00 | $7,350.00 | $2,167.50 |
| $50,000 | $1,200.00 | $0.00 | $9,350.00 | $5,167.50 |
| $80,000 | $2,200.00 | $1,500.00 | $11,164.00 | $7,500.00 |
| $120,000 | $2,364.00 | $1,500.00 | $11,964.00 | $7,500.00 |
| $250,000 | $3,580.00 | $1,880.00 | $18,730.25 | $9,400.00 |
| $500,000 | $3,880.00 | $1,880.00 | $19,400.00 | $9,400.00 |

Tax year 2026. Source: [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf), rates checked October 17, 2026.

A coin bought on January 15, 2026 is short-term if sold on or before January 15, 2027 and long-term from January 16, 2027. State tax is not included.

Interactive calculator: https://flicker.finance/calculators/crypto-tax/us

_Figures computed by the calculator's own math; content checked October 17, 2026. An estimate for one sale, not tax advice._

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