See how your staking rewards compound over time. Enter your deposit, reward rate, and compounding frequency to project your balance.
Real-time portfolio tracking and price alerts, wherever your stake is growing. 5★ on the App Store.
Example: $10,000 at a 5% nominal rate, held for 1 year
$10,500.00
5.00% effective APY
$10,511.62
5.12% effective APY
$10,512.67
5.13% effective APY
APR is the nominal rate before compounding. APY reflects the actual annual return once compounding is applied — always equal to or higher than APR.
How often rewards are added back to your balance so they start earning their own rewards. Daily compounding grows faster than annual, even at the same nominal rate.
Rewards earn rewards. The growth curve accelerates the longer you stay staked — most of the gain happens in the later years, not the first.
Adding a fixed amount every period compounds alongside your principal — similar to dollar-cost averaging into your stake.
Many staking protocols lock your funds for a fixed period or require an unbonding delay before withdrawal — check the terms before committing.
Some proof-of-stake networks can penalize (slash) staked funds for validator downtime or misbehavior. Rewards are never guaranteed.
Enter your deposit, annual reward rate, and how often rewards compound. The calculator projects your balance forward using compound interest, showing total rewards earned and your effective annual yield.
APR is the nominal annual rate before compounding. APY is the effective yield after compounding is applied at a given frequency — the more often rewards compound, the higher APY climbs above APR.
Yes. At the same nominal rate, daily compounding produces a higher effective APY than monthly or annual compounding, because rewards start earning their own rewards sooner. The gap widens over longer durations.
Check your exchange or wallet's staking page — advertised rates vary by asset and protocol, and can change daily. The rates in this calculator are for illustration only.
It depends on the protocol. Some allow instant unstaking; others require a lock-up or unbonding period — from a few days to several weeks — before funds become available again.
No. Reward rates can change over time, and some networks can slash staked funds for validator issues. This calculator projects a fixed rate for illustration — actual results will vary.
For informational purposes only. Staking rewards are not guaranteed — rates change over time, and some networks may slash staked funds for validator downtime or misbehavior. This calculator projects a fixed rate for illustration and does not account for taxes, protocol fees, or lock-up periods. Not financial advice.
